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☆ Moderna first quarter cost of sales correction
▼ + stars: | 2024-05-02 | by ( ) www.cnbc.com time to read: 1 min

Moderna's cost of sales was $96 million for the first quarter. An earlier version misstated the time period.

☆ When sentiment shifts in mega caps like Apple, it may be time to buy: CIC's Malcolm Ethridge
▼ + stars: | 2024-05-02 | by ( ) www.cnbc.com time to read: 1 min

In this videoShare Share Article via Facebook Share Article via Twitter Share Article via LinkedIn Share Article via EmailWhen sentiment shifts in mega caps like Apple, it may be time to buy: CIC's Malcolm EthridgeCIC Wealth's Malcolm Ethridge, Requisite's Bryn Talkington and Virtus' Joe Terranova, join 'Closing Bell' to discuss Apple ahead of the mega caps earnings report.

Persons: Malcolm Ethridge, Requisite's Bryn, Virtus, Joe Terranova Organizations: Requisite's Bryn Talkington, Apple

☆ Kelsey Berro: Current interest rate environment will be sufficient over time to slow the economy
▼ + stars: | 2024-05-02 | by ( ) www.cnbc.com time to read: 1 min

Share Share Article via Facebook Share Article via Twitter Share Article via LinkedIn Share Article via EmailKelsey Berro: Current interest rate environment will be sufficient over time to slow the economyKelsey Berro, JPMorgan Asset Management fixed income portfolio manager, joins 'Squawk Box' to discuss the latest market trends, the Fed's decision to hold rates steady, impact on the fixed income market, and more.

Persons: Kelsey Berro Organizations: JPMorgan, Management

☆ Chase's Sapphire Reserve and Preferred, 2 of the best travel credit cards of all time, are offering intro bonuses worth up to $1,125
▼ + stars: | 2024-05-02 | by ( Katherine Fan | Sarah Silbert | Sr. Credit Cards Editor | ) www.businessinsider.com time to read: +4 min

The Chase Sapphire Preferred and Reserve are two of the best travel rewards credit cards ever. These sleek metal credit cards come in two flavors: the everyday favorite Chase Sapphire Preferred® Card and premium-tier Chase Sapphire Reserve®. The Chase Sapphire Preferred® Card is Business Insider's top choice for the best travel rewards credit card for value, and the Chase Sapphire Reserve® earns an honorable mention. Read our comparison of the Chase Sapphire Preferred vs. Reserve, or read our Chase Sapphire Preferred review and Chase Sapphire Reserve review to learn more about each card. And if you aren't eligible for another Chase Sapphire credit card, read our guide to the best Chase credit cards to find your next best option.

Persons: —, Cardholders, You'll, you've, Chase Organizations: Chase, Service, Sapphire, Chase Travel, Chase Sapphire

☆ How 'The Idea of You' movie changes the book's controversial ending
▼ + stars: | 2024-05-02 | by ( Olivia Singh | ) www.businessinsider.com time to read: +4 min

Here's how the movie's conclusion offers a more promising future for Solène and Hayes than Lee's novel. In the book, Solène breaks up with Hayes and ghosts himNicholas Galitzine as Hayes and Anne Hathaway as Solène in "The Idea of You." Book bloggers who invested in the love story felt blindsided and devastated by the way Solène and Hayes' relationship concluded. Solène's relationship with Izzy is back to normal and Hayes has gone solo. The movie ends with Solène smiling as she locks eyes with Hayes for the first time in years.

Persons: —, Michael Showalter's, Solène Marchand, Anne Hathaway, Hayes Campbell, Nicholas Galitzine, Hayes, Solène, Alisha Wetherill, Isabelle, Weeks, Lee, Izzy, they'll, who's, Graham Norton, he's Organizations: Service, Business, Solène Locations: Coachella, LA, California

☆ 35-year-old making $11,400 a week in passive income: The No. 1 thing that helps me build lucrative side hustles
▼ + stars: | 2024-05-02 | by ( Megan Sauer | ) www.cnbc.com time to read: +2 min

Life was otherwise good: It was 2016, and Hogue sat next to his best friend every day at his senior web development job. He was making $117,300 per year, but driving back and forth felt like a waste of time and money, he says. Last year, Hogue made over $1,600 a day, or roughly $11,400 per week, according to documents reviewed by CNBC Make It. Winning that game each day helped keep him from quitting before his business turned profitable, he says. "The dollars-per-day [mindset] helps you understand what your time is worth," Hogue now tells Make It.

Persons: Ryan Hogue, Hogue, he'd Organizations: George Madison University, CNBC Locations: Virginia, Fairfax , Virginia

☆ 10 things you should be negotiating every time you land a job offer, according to ex-Microsoft HR VP
▼ + stars: | 2024-05-02 | by ( Chris Williams | ) www.businessinsider.com time to read: +7 min

Read previewAs a 40-plus-year veteran of the corporate world and the former VP of HR at Microsoft, I've seen a lot of people successfully negotiate their job offers. They want youThe most important thing to understand in the job hunt is that by the time you see an offer, they want you. They've made the offer a little slimmer than they expect to end up because they know there will be movement. It's not all about base payWhen most people think about negotiating a job offer, they often think about base pay, or the salary or hourly rate. So negotiate that job offer, and get what you deserve.

Persons: —, I've, They've, you've, It's, you'll, hasn't, they'll Organizations: Service, Microsoft, Business, Companies

☆ Gen Z Status Symbol: Why Everyone Is Getting Botox Injections
▼ + stars: | 2024-05-02 | by ( Eve Upton-Clark | ) www.businessinsider.com time to read: +9 min

The faces that hold social currency on social media — with fox-lift brows and buccal fat removed — are increasingly bleeding into real life. AdvertisementEven before the remote-work boom, writers noticed social media was shaping the way people looked. The shift from surgical procedures to minimally invasive injections has also made cosmetic work safer and more available to average people. "The gap between the identity we present on social media and the self we see in the mirror is growing," Widdows told me. As more people get cosmetic work done, the rest of us lose touch with what's normal.

Persons: it's, Z, It's, Heather Widdows, else's, Snapchat, Anne, Mette Hermans, Widdows, Gen Zers, Hermans, you've, we've Organizations: American Academy of, New Yorker, University of Warwick, American Psychological Association, Boston University School of Medicine, City University of London, Tilburg University Locations: Instagram, United States, Netherlands

☆ A 17-year-old high schooler began a side hustle on Amazon with $3,500 and scaled it to almost $700,000 in revenue over 3 years. Here's how she did it, plus the steps she's taking to turn it into a ful
▼ + stars: | 2024-05-02 | by ( Laila Maidan | ) www.businessinsider.com time to read: +6 min

She wanted to customize her own product and thought it could be a good business idea. Profits for growthTo date, Lin's sales on Amazon since 2022 are at $688,000 according to records of her Amazon account viewed by Business Insider. Despite those astronomical sales, Lin says she's still breaking even. She's now able to pay her team in China, but she's not yet paying herself a salary. She realized that not everything is a good business idea.

Persons: Bella Lin, Lin, she's, She's, Lin doesn't, TLeggings Organizations: Service, Business, Amazon Locations: China, Amazon

☆ This family traveled for a year. Here are the biggest mistakes they made
▼ + stars: | 2024-05-02 | by ( Vivien Soo | Poonam Binayak | ) www.cnbc.com time to read: +8 min

Life-changing experiences, unforgettable memories and beautiful pictures — these are things that come to mind when people think of a year-long family trip. The Sullivan family, shown here at Machu Picchu in Peru, ran into several unforeseen circumstances throughout the year. Source: Margaret Bensfield Sullivan"We had packed every conceivable medication, and it never occurred to me that we would encounter lice," she said. After a year abroad, Sullivan, shown here in Egypt, said her family returned home with a stronger bond. Margaret Bensfield Sullivan

Persons: Margaret Bensfield Sullivan, Sullivan, Teddy Organizations: Sullivans Locations: piranhas, Brazil, Mozambique, New York, Tanzania, South America, Africa, East, Europe, Asia, Oceania, Beijing, Peru, Berlin, Machu Picchu, Germany, Sullivan, Vietnam, Cambodia, France, Japan, Egypt

☆ We allow our kids screen time at home, and they go to a tech-free school. It's a good balance.
▼ + stars: | 2024-05-02 | by ( Melissa Petro | ) www.businessinsider.com time to read: +4 min

But at our son's tech-free school, there isn't so much as a smart board — and that's just the way we like it. We let our kids use screens at home, but they don't overindulgeLike most Waldorf schools, Otto Specht suggests limited media exposure at home. But in our house, our kids have free rein when it comes to screen time. AdvertisementSome people argue that it's necessary to introduce kids to technology because it makes them "workplace-ready." In the meantime, let's let kids be kids.

Persons: —, Daniel Tiger's, Oscar, that's, Otto Specht, Melissa Petro's, Melissa Petro, Minecraft, He's, let's Organizations: Service, Business, Waldorf Schools, Otto Specht School, Waldorf, Disney

☆ The Met Gala theme is ‘The Garden of Time:’ Why culture is obsessed with JG Ballard
▼ + stars: | 2024-05-02 | by ( Leah Dolan | ) edition.cnn.com time to read: +9 min

In February, the Met revealed Ballard’s 1962 short story “The Garden of Time” as the forthcoming red carpet theme. Victor Virgile/Gamma-Rapho/Getty ImagesThere is little glitz and glamor in Ballard’s world — or if there is, it doesn’t last for long. David Cronenberg's adaptation of JG Ballard's "Crash" debuted at Cannes Film Festival in 1996. In 2021, American designer Thom Browne’s Spring-Summer catwalk at New York Fashion Week also imagined life behind Count Axel’s garden wall. And now with the Met Gala theme, the beautiful flower that dies as soon as it’s plucked, it connects back to fashion being ephemeral.

Persons: Manus, Andrew Bolton, JG Ballard, Count Axel, Axel, Count, Countess, Thom Browne, Victor Virgile, —, you’ve, Steven Spielberg’s, David Cronenberg’s, ”, it’s, Ballard, David Cronenberg's, Ronald Siemoneit, Thom Browne’s, Browne, Alon Livné, Andrew Groves, Estrella de Mar, ” Groves, McQueen, Jeremy Scott, Marie, Christiane Marek, Jeremy Scott's, Jeremy Scott “, ” Scott, Scott, “, Nigel Coates, Caffè, Coates, Caffè Bongo, brandished Coates, Caffe, Edward Valentine, Charli XCX, Madonna’s, Ian Curtis, Stanley Donwood, Groves Organizations: CNN, York’s Metropolitan Museum of Art, West, Technology, Costume Institute, Bolton, New York, Sun, Cannes Film, Estrella de, Paris Fashion, Division, Preachers, Fourth Estate Locations: China, British, France, American, Israeli, London, Estrella, Tokyo, “

☆ A doctor says looking after your gut will take care of your brain and immune system, too. Here are 3 things he does himself, including 'gut gardening.'
▼ + stars: | 2024-05-02 | by ( Kim Schewitz | ) www.businessinsider.com time to read: +5 min

Read previewGrowing research on the trillions of microbes that make up what's known as our gut microbiome is changing the way we think about our bodies. The brain, immune system, and gut appear to be interconnected — suggesting taking care of our gut health is key to both physical and mental health. For instance, the gut microbiome helps to "train" our immune system to distinguish friend from foe to prevent chronic inflammation, Lyman told Business Insider. Related storiesLyman shared three things he does to cultivate a healthy gut microbiome for his mind and body with BI. Gut gardeningLyman finds it helpful to think of his gut microbiome as a garden that needs tending to.

Persons: —, Monty Lyman, Lyman, we've, Kinga Krzeminska, I've Organizations: Service, University of Oxford, Business, Stanford University

☆ Making the power grid 'smart' could save us all money and prevent blackouts. Chattanooga made the $280 million investment.
▼ + stars: | 2024-05-02 | by ( Morgan Mcfall-Johnsen | ) www.businessinsider.com time to read: +13 min

Chattanooga's utility built a $280 million smart grid, creating $2.7 billion in economic value. The local utility, called EPB of Chattanooga, spent $280 million to refurbish its power system with smart technologies to make a "smart grid." The traditional power grid carries electricity from a power plant to homes and commercial buildings. Smart grids can bring huge economic benefitsEven Congress knows the nation needs a smart grid. Though a smart grid requires a big up-front investment, it can save a lot of money down the line.

Persons: —, That's, Tiago Majuelos, Monika Skolimowska, Kevin Schneider, Schneider, Joshua Rhodes, David Wade, EPB, Wade, Taylor, David Swanson, We're Organizations: Infrastructure, Service, Chattanooga Smart, US Department of Energy, Wall Street, Getty, Pacific Northwest National Laboratory, American Society of Civil Engineers, University of Texas, Department of Energy, C Electric Company, BI, Reuters, Nationwide Locations: Chattanooga , Tennessee, Chattanooga, Tennessee, EPB, California, Austin, Hamilton County, Palm Springs , California, Columbia, Southern California

☆ OCD made me question every aspect of my identity — even my sexuality. Here's how I overcame it and found the love of my life.
▼ + stars: | 2024-05-02 | by ( Elle Warren | ) www.businessinsider.com time to read: +5 min

For almost 10 years, I struggled with a type of OCD known as sexual orientation OCD (SO-OCD). When I moved to a progressive city, I accepted my queerness and now I'm engaged to the woman I love. download the app Email address Sign up By clicking “Sign Up”, you accept our Terms of Service and Privacy Policy . AdvertisementAlegra Kastens, LMFT, founder of the Center for OCD, Anxiety, and Eating Disorders, told me: "OCD doesn't exist in a vacuum. She had a queer friend who lived in the building, and that friend flirted with me.

Persons: —, I'd, You've, Alegra, queerness Organizations: Service, Michigan Locations: Denver

☆ The US spent so much time fighting insurgents that it forgot 'what it means to actually fight a war,' a US vet in Ukraine says
▼ + stars: | 2024-05-02 | by ( Sinéad Baker | ) www.businessinsider.com time to read: +9 min

Read previewAn American veteran who fought in Ukraine said the US military spent so long focused on fighting insurgents that it forgot "what it means to actually fight a war." Libkos/Getty Images"We've gotten so used to the idea of just fighting guerilla wars and fucking fighting terrorists and everything else that we kind of forgot what it means to actually fight a war," he said. Some Ukrainian soldiers trained abroad said the training they received was not suited to the kind of fighting needed for this war. Ukraine is fighting in conditions very different from what the US and its NATO allies have fought through in recent decades. He said that fighting to clear Russian trenches made him feel like he was "fighting World War I."

Persons: —, Libkos, it's, I've, haven't Organizations: Service, Business, NATO, Russia, Army, REUTERS, State Emergency Service, US, US Army Locations: Ukraine, Iraq, Afghanistan, Kharkiv, Bakhmut, Europe, Russia, China, Ukrainian, Ukraine's Kharkiv, readying, Avdiivka, Ukraine's Donetsk

☆ PowerPoint Parties: Gen Z Trend Shows How Work Invades Social Lives
▼ + stars: | 2024-05-02 | by ( Emily Stewart | ) www.businessinsider.com time to read: +7 min

Case in point: the PowerPoint party, where people get together to show each other presentations on various topics in the name of having fun. It's a chance to be creative and turn something you do at work into something silly and social. The rise of the PowerPoint party also speaks to the workification of our day-to-day lives. Perhaps it's no surprise that young adults who had their childhood activities scheduled down to the minute are embracing the PowerPoint party. If you absolutely insist on having a PowerPoint party, God bless.

Persons: —, it's, we've, hotness, It's, Anna North, Emily Stewart Organizations: Harvard, it's Harvard, Cosmopolitan, Microsoft, Google, Monopoly, Business Locations: Canada

☆ Leaked memo: Amazon requires cloud events to spend up to 80% of their time talking about generative AI
▼ + stars: | 2024-05-02 | by ( Eugene Kim | ) www.businessinsider.com time to read: +5 min

Read previewExpect a lot more talk of generative AI at Amazon cloud computing events this year. "Up to 80% of all Global Summit sessions will be sourced from 2023 re:Invent sessions tagged to Gen AI." The new directive shows how Amazon is going to extraordinary lengths to promote its AI prowess, at a time when interest in generative AI is skyrocketing. On Tuesday, Jassy said Amazon is on pace to generate "multi-billion" dollars in revenue this year from its generative AI offerings. Generative AI has already been accounting for a larger share of Amazon's public comments.

Persons: —, Patrick Neighorn, we've, Andy Jassy, Jassy, It's Organizations: Service, Services, Business, AWS, Amazon, Global, Microsoft, Google, Meta

☆ How Not to Be a Selfish Gardener - The New York Times
▼ + stars: | 2024-05-02 | by ( Olivia Laing | ) www.nytimes.com time to read: +3 min

The idea of the garden as a place of sinister seclusion has found its way to the world of high fashion. In Ballard’s characteristically bleak tale, a desperate mob advances on an elegant garden, where Count Axel and his wife live out a civilized, secluded existence. The selfish gardener of the 21st century creates idyllic vistas that rely on fertilizers and pesticides that poison the wider ecosystem or demand water in a time of drought. In her gripping memoir of the Second World War, “War in Val d’Orcia,” she describes a similar tide of desperate humanity approaching her garden gate. Unlike Ballard’s Count Axel, she didn’t seek to repel them, retiring to the library to dust her statues.

Persons: J.G ., Count Axel, Anna Wintour, Iris Origo, Val d’Orcia, Christopher Lloyd, Fergus Garrett, Garrett Organizations: Vogue Locations: J.G . Ballard, La Foce, Tuscany, Val, England

☆ Starting a new career in my 40s was the hardest and most rewarding thing I've ever done
▼ + stars: | 2024-05-02 | by ( Heidi Borst | ) www.businessinsider.com time to read: +4 min

The more time passed and the less contact I had with other adults, the more irrelevant I felt. In my marriage, I felt more like an employee than a partner or even a friend. Related storiesI'd lost touch with so much of myself that I was afraid there'd be nothing of "me" left soon. AdvertisementFor me, that's writing. I feel guilty that I have to work, and on really tough days, I feel like a total failure.

Persons: I'd, Hilary Berger, that's, we're, —, there'd, Berger, I'm, hustling Organizations: Service, Business

☆ Benin: The country’s past, present, and future is on display for the first time at the 60th Venice Biennale
▼ + stars: | 2024-05-02 | by ( Daniel Renjifo | ) edition.cnn.com time to read: +7 min

CNN —Ancestral African art is a linchpin of identity and a source of inspiration to creatives across the continent. For the first time in the 60-year history of the renowned Venice Biennale in Italy – an arts and culture festival lasting eight months, hosted every other year – Benin is presenting a national pavilion. Hazoumé hopes the exhibition will reiterate his message and inspire other African artists to own their past to fuel creativity. Ishola Akpo sets up his piece titled “Iyalode” at the Benin national pavilion in Venice, Italy. Moufouli Bello draws inspiration from children’s books, Gèlèdé philosophy and Yoruba traditions in this piece titled “Egbe Modjisola," on display at the Benin national pavilion in Venice, Italy.

Persons: Emmanuel Macron, Romuald Hazoumé's, Jacopo La, Jacopo La Forgia, Romuald Hazoumé, Chloé, Ishola Akpo, Moufouli Bello, we’ll, Hazoumé, Florian Kleinefenn, ” Nwagbogu, “, ”, Gèlèdé, Chloé Quenum, Akpo, I’ve, Nwagbogu, ” Hazoumé Organizations: CNN, French, Smithsonian Museum of African, US, Venice Biennale, African Artist Foundation, Biennale Locations: Africa, West, Benin, Nigeria, Kingdom of Benin, Venice, Italy, “, Rouge, curating, France, Madagascar, Ghana, Uganda, Cameroon

"It is becoming clearer and clearer that the Fed isn't going to lower interest rates anytime soon," said Matt Schulz, chief credit analyst at LendingTree. "If Americans want lower interest rates, they're going to have to do it themselves." What determines your credit card rateSince most credit cards have a variable rate, there's a direct connection to the Fed's benchmark. It's also an ideal time for consumers to take advantage of all the options credit card issuers are offering. A balance transfer credit card moves your outstanding debt from one or more credit cards onto a new card, typically with a lower interest rate.

Persons: —, Matt Schulz, Michele Raneri, aren't, Schulz, Ted Rossman, Rossman, It's Organizations: Federal Reserve, TransUnion, Finance, Treasury Department Locations: U.S

☆ Apple can't tell you iPhone sales are booming, so it's talking about 'services.' That's a problem.
▼ + stars: | 2024-05-02 | by ( Peter Kafka | ) www.businessinsider.com time to read: +3 min

It didn't boast about iPhone sales, which declined. AdvertisementApple had a great second quarter, Apple says: The company hit an "all-time revenue record in Services," the company reports. And if you head over to the company's financials, you can see why: iPhone sales dropped by 10% in the last three months. Prior to Thursday's earnings, analysts had fretted that Chinese iPhone sales were soft, but on Thursday afternoon, Cook told CNBC that iPhone sales in China were up. AdvertisementAnd, as we've been pointing out repeatedly, Apple's App Store rules are under increasing pressure from regulators around the world — and in the EU in particular.

Persons: —, Cook, I've, it's Organizations: Apple, Service, CNBC, Google, US Department Locations: China, EU

☆ Jeff Bezos' tips on how to run a company and manage your team
▼ + stars: | 2024-05-02 | by ( Sarah Jackson | ) www.businessinsider.com time to read: +7 min

In his 27 years at the helm of Amazon, Jeff Bezos taught his successor, Jassy, and others a lot about how to run one of the world's biggest businesses. One of Bezos' meeting no-nos is PowerPoints, which he has banned in company meetings. "I thought to myself, 'We can sell anything this way,'" Bezos said. Bezos says Type 1 decisions take up most of your time, while Type 2 decisions should be delegated or grouped with other smaller decisions for later. Bezos believes you should make decisions with 70% of the information you wish you had, and iterate from there.

Persons: —, Andy Jassy, Jeff Bezos, Jassy, Jeff, Bezos, he's, It's, He's, they've, centibillionaire, you'll, you'd Organizations: Service, Business Locations: Amazon

☆ Jensen Huang's 6 a.m. starts and 14-hour workday helped him turn Nvidia into a $2 trillion company
▼ + stars: | 2024-05-02 | by ( Jyoti Mann | ) www.businessinsider.com time to read: +6 min

The Nvidia CEO has an engaged leadership style with 60 direct reports, which he says empowers others. AdvertisementRunning a $2 trillion company comes with early morning starts — just ask Jensen Huang. Huang works holidays but finds it relaxingNvidia CEO Jensen Huang. When I'm not working, I'm thinking about working, and when I'm working, I'm working. Got insights into what it's like working for Jensen Huang?

Persons: Jensen, Huang, —, Jensen Huang, Mohd Rasfan, Huang doesn't, workshy, Nicolai Tangen, Tangen, Nicolai, Huang's, Patrick Collison, I'm, Michael M, That's Organizations: Nvidia, Service, Financial Times, New York Times DealBook, Microsoft, Apple, Getty, Norges Bank Investment Management, Stripe Sessions, Big Tech, CNN, Forbes, Stanford School of Business, Stanford University Locations: AFP

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